The Platform is operated by ZIGChain Foundation, incorporated on 25 April 2025 under registration number #420931, with its registered office at Citrus Grove, Ground Floor, 106 Goring Avenue, George Town, PO Box 31489, Grand Cayman KY1-1206, Cayman Islands (“ZIGChain,” “we,” “us,” or “our”).

Valdora is a non-custodial vault and liquid-staking interface that enables users to interact with smart contracts deployed on the ZIGChain blockchain and related third-party infrastructure. The Platform does not operate, control, or intermediate the underlying blockchain itself.

Valdora does not take custody of, control, or move user assets at any time. All transactions are executed by you, from your own wallet, on-chain. Valdora acts solely as a non-custodial, pass-through interface.

The Platform is intended for users who hold or interact with ZIGChain-compatible wallets and digital assets. There are no account registrations; access is wallet-based only.

By connecting a wallet, you represent that: (a) you understand how blockchain wallets and digital assets work; (b) you control the wallet you connect; (c) you accept full responsibility for all activity conducted through that wallet; and (d) you are legally permitted to use the Platform in your jurisdiction and are not a resident of, or located in, any restricted or sanctioned jurisdiction.

You are solely responsible for determining whether your use of the Platform is lawful in your jurisdiction.

Valdora does not perform identity verification, KYC, AML, or sanctions screening in connection with the Platform.

Valdora is not a financial institution, a virtual asset service provider, an investment adviser, a broker, a custodian, or a fiduciary.

Nothing on the Platform constitutes financial, legal, tax, or investment advice, or a solicitation or recommendation to buy, sell, or hold any digital asset or to enter any strategy. You should seek independent professional advice before depositing.

Our collection and use of information is described in the Valdora Privacy Policy and Cookie Policy, which form part of these Terms.

Blockchain data, including wallet addresses and transaction data, is public, immutable, and outside Valdora’s control.

Valdora Vaults are curated strategies that currently accept USDC deposits and give users exposure to on-chain and real-world yield sources, which may include private credit, quantitative trading, tokenized equities, commodities, opportunistic credit, and other supported categories.

When you deposit into a vault, you receive a vault token representing your share of that vault. Yield generated by the underlying strategy accrues to your position over time, subject to each vault’s stated terms.

Each vault displays its strategy, yield profile or net asset value (NAV), fees, and liquidity/redemption terms before you deposit. Fees, yield sources, risk profiles, and redemption terms vary by vault.

Liquidity and redemption: most strategies allow withdrawal on demand; some carry a defined notice or settlement period (for example, NAV-priced vault shares may be redeemable on a T+2 or longer basis). The applicable terms are shown for each vault before you deposit.

Strategy curation: strategies are sourced and curated together with vetted external partners, asset managers, and specialized strategy providers. Valdora does not guarantee the performance, solvency, or conduct of any strategy provider or counterparty.

Risk acknowledgement. You acknowledge that Valdora Vaults carry risk, including without limitation strategy risk, credit risk, market risk, liquidity risk, counterparty risk, oracle/pricing risk, and smart-contract risk, and that you may lose some or all of your deposited capital. You must review each vault’s risk profile, redemption terms, fees, and disclosures before depositing.

Valdora liquid staking lets you stake ZIG and receive stZIG, a liquid token reflecting your staked position and accrued rewards. The current minimum to stake is 50 ZIG.

Staking rewards are generated through validator participation in the ZIGChain network and are reflected in the value of stZIG relative to ZIG over time; you do not need to claim them manually.

Staking rewards are not guaranteed, may fluctuate, and may be reduced or lost entirely due to network conditions, slashing events, protocol changes, or technical failures. You participate at your own risk.

You may begin the ZIG unstaking process at any time. Redemption follows ZIGChain’s unbonding period (currently 21 days) plus an additional period for Valdora distribution (currently 2 days).

Unstaking burns the submitted stZIG and places the corresponding ZIG into the withdrawal queue. Once submitted, an unstake request cannot be cancelled.

Partial unstaking is supported, subject to a current minimum of 50 stZIG. Unstaking may incur a fee that varies with the amount; the estimated fee is shown before you confirm.

You can claim available ZIG through the Platform once the unbonding period and Valdora distribution are complete.

The Platform currently supports ZIGChain. Support for additional chains may be added as Valdora expands; any future cross-chain functionality may rely on third-party bridges and messaging services that Valdora does not operate or control.

Interactions with third-party infrastructure (bridges, oracles, wallets, RPC providers, partners) carry independent risks, including smart-contract vulnerabilities, delays, loss of funds, and third-party failures. Valdora is not liable for losses arising from third-party infrastructure.

Vault strategies and the underlying assets to which they provide exposure are made available subject to the licensing, registrations, and regulatory permissions of the relevant third-party service providers, asset issuers, and strategy partners.

Valdora acts as a non-custodial pass-through interface only. Valdora does not itself issue, manage, or provide the underlying financial products and does not assume the licensing or regulatory obligations of those providers.

The availability of any vault, strategy, or asset may be restricted in certain jurisdictions. You are responsible for ensuring your participation is permitted under applicable law.

Valdora’s smart-contract infrastructure undergoes independent security audits and risk reviews. Audits reduce but do not eliminate risk; no system can be guaranteed secure.

You are responsible for the security of your wallet, keys, and devices.

The Platform and all related services are provided “as is” and “as available.”

To the maximum extent permitted by law, Valdora makes no warranties, express or implied, and disclaims all warranties of merchantability, fitness for a particular purpose, and non-infringement.

Blockchain technology and on-chain strategies involve substantial risk, including the risk of total loss. You accept full responsibility for understanding and managing these risks.

The Platform may be temporarily unavailable due to maintenance, upgrades, or technical issues.

Valdora may modify, suspend, or update features of the Platform, or these Terms, at any time. Material changes may be notified via on-site messages or banners; continued use after changes constitutes acceptance.

To the fullest extent permitted by law, Valdora shall not be liable for loss of digital assets, loss of profits, loss of data, or any indirect, incidental, consequential, or punitive damages.

Your sole remedy for dissatisfaction with the Platform is to stop using it.

These Terms are governed by the laws of the Cayman Islands, without regard to conflict-of-laws principles.

Any dispute arising out of or relating to these Terms shall be submitted to the exclusive jurisdiction of the courts of the Cayman Islands, unless ZIGChain elects arbitration in a suitable international forum.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.

These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and ZIGChain regarding the Platform.